Frequently Asked Questions
I have questions about my existing loan, where do I go?
The operator of this website is not a lender, does not broker loans to lenders, and does not make cash advances or credit decisions. Furthermore, the operator of this site is not an agent, representative, or broker of any lender. For details, questions or concerns regarding your cash advance, please contact your lender directly. Lender information should be available in the approval e-mail you received when applying for the loan, your bank statement or by contacting your primary financial institution directly.
What is a cash advance?
A cash advance provides you with emergency cash when you need it most ... usually between paydays! Simply complete this fast two-minute online form; there are normally no documents to fax. Just complete your request, speak to an agent of a participating lender, and your cash could be on the way, usually the next business day!
Can I qualify?
Qualifying is easy and you don't need to worry about your credit. Most lenders qualify you if you:
* Currently have a job (or receive regular income)
* Make at least $1,000 per month
* Are 18 years of age or older and a U.S. citizen
* Have a checking account
* Other requirements may apply Even bankruptcy, bounced checks, charge-offs and other credit hassles don't prevent you from getting the cash advance you need!
How much can I qualify for?
How much you qualify for depends on a number of factors including your lender, income and employment. To see how much you can qualify for, simply complete this fast two minute online form, speak with an agent of a participating lender, and your cash is on the way, usually the next business day!
What does it Cost?
The cost of your cash advance loan is dependant on many factors, such as the lender and how you manage your financial obligations. Cash advance loans are designed for emergency situations when you are short of cash and need money fast! Family emergencies, unexpected car repairs, overdrafts, telephone reconnection and deposits are just some of the urgent cash needs that you may experience. Your fees are less than the cost of not having the cash you need when you need it - overdraft fees, bounced check charges, taxes, even losing your job because you can't get to work! Actual fees are determined based on the information you provide when you submit your loan request. Your cash can often be sent to your bank account the very next business day and you don't repay until your next paycheck.
When do I get my money?
Once you have applied online, your information will be submitted to a lender that will attempt to contact you to verify your information and explain the terms to you. Once you have spoken with your lender, your cash can be in your bank account as early as the next business d
I don't have a printer and I want to print a copy of my loan documents. Can I get my documents another way?
Yes! If you do not have a printer handy, there are several ways to get copies of your documents to you.
* Your lender can fax them to any fax number you request
* Your lender can email them to any email address you request
* Your lender can fax them to your local Kinko's, Mail Boxes Etc. so you can pick them up To make these special arrangements, please contact your lender and the lender's helpful representatives should contact you shortly thereafter.
How do I reprint my loan documents?
You are able to reprint your loan documents at anytime during the lending process. If you wish to reprint your loan documents contact your lender to have them email your documents to an email address you request for later printing or printing at another location.
I'm a little low on funds. Can I get an extension?
Lenders will generally provide extensions. Please contact your lender for details.
When do I repay?
Check with your lender for payment terms and options.
What happens if I'm late with my payment or don't pay at all?
Additional fees will more than likely occur in the event of a late or partial payment. Failure to pay will result in legal action, as well as reporting of the non-payment to a consumer reporting agency.
How much will the loan cost?
The cost of the loan and the APR depends on your application. The terms are disclosed in the application process when you are directed to the lender's website. At this point you have NOT accepted the loan. If, when the terms are disclosed, they are not acceptable to you, do not sign the application.
What is your renewal policy?
Renewal policies are determined by the lender, not by us, so they will vary. But, be aware some lenders may not debit your account for the full amount of the loan, which may result in additional fees and a renewed loan. Make sure you read the renewal policy carefully and make your wishes clear to the lender.